A letter to Ella Anne pt.2: Happy 1st. Birthday

Your first year of life, unfortunately it’s under Marxist Socialist Rule:

 

Well it’s been a very special year this your first year of life as my granddaughter and a citizen of the United Socialist States America! The Marxist socialist ruler who is playing president to the camera, has behind our backs continued to destroy this Republic and its freedoms with illegal regulations and usurpations of the law. In just the month before your 1 year birthday he passed 607 federal regulations and added $28,400 to your future debt. (I am so sorry you will be paying a bill you do not deserve to pay)

The bullies have made it clear Ella that they are not going to give up everything they have lied, cheated and stolen easily. They have 144 years invested in their war to take over this Republic and destroy its rule of law. They have turned the main sewer media loose on any and all that do not lock step with their socialist manifesto. They call citizen Patriots like your grandpa, terrorist’s and question the very core beliefs of the majority of the people because they are nothing more than the gutless cowards all bullies are. When you were born 1 year ago I wrote you about these bullies and how to handle them. We started to fight them and then the people we chose to represent us in that fight became bullies (COWARDS) themselves. They chose to avoid their principles and more importantly their word of honor with the people who put them there when the bullies started calling them names and telling lies about them. It was easier for them to quit when it got hard rather than to chose not to.

And that is what my life, your life and everyone’s life is Ella, CHOICES. For many years even before your mom and dad were born we chose to let the government try and help fix stuff that we should have stopped them from fixing and said NO we will fix it ourselves. We saw people suffering from the acts of stupid people who saw nothing but color instead of character and protected them. We saw people who did not have enough to eat and we decided to feed them instead of helping them learn to feed themselves. We saw people who needed help with living everyday and decided to live their lives for them. We saw some injustice and decided it was everywhere and had to be stopped even if it meant the innocent would be punished. We allowed people to take away from us more than they gave us in the name of equality and fairness. We bankrupted yours and everyone’s future because the people we put in charge of all of this were the real criminals.

  I guess that is what I am trying to say here is a really important lesson that I and others like me have had to learn at a cost that is now too high for us to pay and is being passed onto you unfairly. Every choice you make in life has a consequence. Like a very smart man that hopefully you will someday learn about who is one of your pop-pops’ heroes once said: “for every action there must be an equal and opposite reaction”. We thought they were doing the right things and we stopped paying attention and then never asked them any questions about what they were doing in our names to our country and our way of life. We gave them our trust and they used it to enslave first those they were supposed to be helping and then us. Ella when you stop doing for yourself and expect others to do something for you it never gets done the way you want it and they will always think of themselves first when doing it. And in the end the cost is greater than the loss of whatever it is you think you will have to pay. When you choose to let others make your world a better place it will never be as you think it should be but as they think it should and no two people will ever completely agree on everything. And when you give too few too much power they cannot help themselves they will stop thinking about what is best for you and start thinking how they can keep that power. You will learn given the opportunity that you will never agree with everyone you meet in life, you don’t have to, they have the right to be different, but they do not have the right to force you to be something they think you should be. Everyone in this country has the right to live, the right to be free and to not take those 2 things from anyone else no matter what you think or how you feel.

It is the most important thing that makes this country different from anywhere else on earth because we started it with that idea. It is the first part of what would become the greatest form of government created. That the power that we give to our lawmakers is just that: given to them and that they work for all of us not just some of us. That their decisions are supposed to be based on the “will of the people” not what they think is right for us, but what we tell them what we think is right for us. Because of the special power we entrusted to them they now think like kings and rulers in history that they are better or smarter or more qualified to decide what is best for us then we are. That is called arrogance and they are filled with it along with a lot of other bad things as most bullies are.

We are trying to take the bullies from the playground so we can now play an honest game and restore what you deserve and should expect from being born an American. That you are not entitled to pay the debt of freeloaders and thieves that have stolen everything that was promised to others for those who refuse to help themselves. That you are entitled to an unaltered Constitution that is honored by democratically elected representatives that uphold and defend it against all enemies both foreign and domestic and will lay down their lives to do so. That the God given rights to Life, Liberty and the Pursuit of Happiness are your birth rights and that no one has the right to take away no matter what they say is the cause. That you are a Daughter of Liberty earned by your Grandfathers service to his country and if necessary will be paid again to set things right.

That you choose to be free to be the very best Ella Anne and to give to your country the very best things of you, to make it as great or greater than it once was, and will be again!

 

Pop Pop

 

My beautiful granddaughter Ella Anne enjoying her birthday cake before Michelle outlaws it or locks up her parents for child abuse! 

Ella Vacation 2011 179 

Enjoying her birthday in her bouncer and a beautiful sunny day

Ella Vacation 2011 047

Happy 4th of July!

Ella Vacation 2011 158

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From the desk of a Tea Party Patriot:

To: Joe Biden and the Socialist Ruling Class Elite in Washington;

Thank You for your recent statement calling me and the 60+% of Americans like me: Americans terrorists! 

Your recent “non-statement” that you and your boss have vehemently denied through your White House mouth piece Mr. Carney the carnival barker stating that those people who do not share, support, or defend your Marxist Socialist agenda for this country are terrorists. It is refreshing to know that the Executive Branch of OUR federal government is so engaging to the majority of its citizenship. It is comforting to realize that the elected representative values that were created by our Constitution still hold such great value to those whom we call our employees.

In response to your statement I would like to illuminate several historical and contemporary facts that you and your masters and those who share your ideology and agenda have yet to comprehend or dare I say think are not prescient.

You may think that your “Great Society” implementation of  Socialist Marxist programs have sufficiently subverted the Constitution of this Great Republic and its Freedoms guaranteed by its first 10 Amendments’ called the Bill of Rights but as you are now coming to terms with they have not. Since the 1870’s in this country you and what you represent which is progressive socialism have attempted to destroy our “God Given” freedoms as determined by the following statement: “We hold these truth’s to be self-evident that ALL men are created equal and they are endowed by their Creator with certain unalienable rights, among these rights are Life, Liberty, and the Pursuit of Happiness”. These words were preceded in the Declaration of Independence by the following:

“When in the Course of human events, it becomes necessary for one people to dissolve the political bands which have connected them with another, and to assume among the powers of the earth, the separate and equal station to which the Laws of Nature and of Nature’s God entitle them, a decent respect to the opinions of mankind requires that they should declare the causes which impel them to the separation”.

The men who wrote such eloquent words to break the bonds of an “unclean tyrant” were by a majority of the population of this “colony” also described in similar terms and that was the lesser of what they faced: The Price They Paid

And in retrospect to be included with the following men is truly an honor to which I personally am very undeserving:
Georgia: Button Gwinnett, Lyman Hall, George Walton
North Carolina: William Hooper, Joseph Hewes, John Penn
South Carolina: Edward Rutledge, Thomas Heyward, Jr., Thomas Lynch, Jr., Arthur Middleton
Massachusetts: John Hancock
Maryland: Samuel Chase, William Paca, Thomas Stone, Charles Carroll of Carrollton
Virginia: George Wythe, Richard Henry Lee, Thomas Jefferson, Benjamin Harrison, Thomas Nelson, Jr., Francis Lightfoot Lee, Carter Braxton
Pennsylvania: Robert Morris, Benjamin Rush, Benjamin Franklin, John Morton, George Clymer, James Smith, George Taylor, James Wilson, George Ross
Delaware: Caesar Rodney, George Read, Thomas McKean
New York: William Floy, Philip Livingston, Francis Lewis, Lewis Morris
New Jersey: Richard Stockton, John Witherspoon, Francis Hopkinson, John Hart, Abraham Clark                                                                                                                                                                                      New Hampshire: Josiah Bartlett, William Whipple
Massachusetts: Samuel Adams, John Adams, Robert Treat Paine, Elbridge Gerry
Rhode Island: Stephen Hopkins, William Ellery
Connecticut: Roger Sherman, Samuel Huntington, William Williams, Oliver Wolcott
New Hampshire: Matthew Thornton

The path that you are attempting to steer this Republic down is filled with the pitfalls of your previously failed attempts. The results have been recessions and depressions that you have created and then blamed on others that you have managed to scapegoat. But the Tea Party majority sees through this charade and that is what fosters your rhetoric and response. Your fear is palpable! You and your ilk now face 190 MILLION AMERICANS who no longer believe your lies or the propaganda that your allies in the press expound. Your actions have defined you and there is no hiding the facts that you and the modern “unclean tyrant” you share office with and the minority of supporters that you can call upon, are as exposed as a newborn. You have made the classic mistake of assuming that based on the lack of rebuttal or direct confrontation it is the approval of said action or idea. WRONG!  Just because you honestly believe that when you walk into the room you are the smartest in it, does not make it true.

“You can fool some of the people all of the time but you cannot fool all of the people all of the time” P.T. Barnum.

So if you wish to insist upon this tack please continue because even if your propaganda machine thinks it really is being the 4th. Estate we do not. If you really believe that Honor, Integrity, Fortitude, Responsibility and Valor are forgotten values of what we expect from our elected officials, please, continue to do so. To your own demise!

Your class warfare rhetoric and your attempts to insight social unrest to ferment your opportunity for continued rule will be held into account when the reckoning is held. Your denial of your Oath of Office and the consequences that it brings during this time of war under the War Powers Act will be enforceable. Your arrogance of superiority that you are far better to control our self-determination as guaranteed by the aforementioned documents than the voters of this country is noted. As it was once before:

“But when a long train of abuses and usurpations, pursuing invariably the same Object evinces a design to reduce them under absolute Despotism, it is their right, it is their duty, to throw off such Government, and to provide new Guards for their future security”.

Your party has been in control of this countries government for 110 of the last 144 years and has been responsible for every single economic down-turn, recession and depression with your attempts and success’ in the desire to create your “progressive dream”  of a socialist ruled country with a centrally planned economy

You have failed every single time because this countries freedoms are as inherent as its soil. Our freedom is organic and existed here long before white men set foot on this soil. It is part and parcel to our DNA and is as needed as the air we breathe and the water we drink.

We are and always have been the continent where freedom of man exists, and you think that because you can enslave a small portion of the population with your entitlements and that you can convince others that what you offer is greater than what you take, all will follow or be intimidated or excoriated into subservience. You think the population of the government educated outreaches the enlightened electorate and your sphere of influence encompasses more than the reality of the truth. Your steadfast adherence to the theory of “telling a lie often enough and it will become the truth” is only effective with those that are motivated by personal self interest and irresponsible gain, if their is nothing in it for them then they will not react.

You really aren’t very smart at all and it is vividly obvious why you and your kind chose public office, you could never sustain that level of incompetence and ignorance in the results oriented private sector. 

But by all means please feel free to call me a terrorist or racist or whatever derogatory, insidious, vile, despicable negative statement that your small minds can come up with because when I look in the mirror I see a Patriot that is going to stop you and take my Republic back.

 

In your defeat and possible future prison term,

 

Dr. Keith C. Westbrook Ph.D.

 

ps. It is nice to know you and your Marxist boss are honoring his own words:

 

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Welcome to Marxist ruled Socialist America!

How the Democratic party is intentionally destroying this country economically and why:

The Marxist Socialist Progressives in this country are now, like cockroaches, infesting every home in this country through their infiltration and take over of the Democratic Party, the educational system, the unions as well as the media. They now constitute the single greatest threat to this Republic’s future since December 07, 1941.

They have for the past 170 years.  Starting in Europe and slowly migrating west they have crept behind the walls of society. They have had many “intellectual” spokespersons in the form of : Karl Marx / Friedrich Engels / E.T. Kingsley / George Bernard Shaw  that use economics as the primary weapon of destroying free market economies and countries from within. Karl Marx’s Das Kapital is the classic work that formed the basis of all of  John Maynard Keynes future findings in Keynesian economics.

The leaders of Socialist Marxist movements have created and used this economic unrest to create political unrest and social disorder, leading to chaos, in turn turning the working classes against the producer classes and  have successfully over-thrown governments and monarchies. From the 1790’s France to 1970’s Cambodia to today in Venezuela and the Congo and Sudan these  countries and many more where democratically elected governments or monarchial society’s or any local form of government has been supplanted with far worse using a “better life” as their rallying cry. They have all led to dictatorships that have been genocidal nightmares with hundreds of millions of the people they used to take power murdered or imprisoned. From Robespierre to Lenin, Mussolini, Hitler, Franco, Moa, Pol Pot, Guevara, all of them recognized how the use of  current downturns in economic conditions to insight and implement political gain through mobilization of the masses.

Every single instance above started where we are now beginning, this is intentionally being done to ferment and fester this countries population. The Marxist Socialist Democrat’s are creating the demise of this country to empower their party and subjugate the population to a singular rule of law. It is blatantly obvious that for more than 100 years since Teddy Roosevelt lost to Woodrow Wilson and his progresssive Bull Moose party that split the Republican party,  the Democrats have held the majority of power. The following tables reflect the party percentage from 1867-2001. They are used with permission from their author: Prof. David L. Roper from Party Control of U.S. Government by L. David Roper (roperld@vt.edu)

The graphs below shows the Democrat Control Index and the Democrat Control Variable for the years 1867-2000.

As you can see that in the 144 years including the last 10 years not shown on this graph the Democrats have been in control 110 of those years. But it has not been this Marxist Socialist one rule party until LBJ and his Great Society. This was their first step in strengthening their political base with outright government funded taxpayer paid bribes. They insured the black vote this way and by rewriting history they have manipulated the facts that the Democrat Party was the party of the minorities which is factually an outright lie. Lincoln and most abolitionists left the Whig party and formed the new Republican party.

The current makeup of the Democrat party shifted from the original roots of Thomas Jefferson into the current Socialist Progressive composition today. The fight was over economic ideas and fiscal policies of Alexander Hamilton used to create what is now the Federal Reserve banking system one of the chief architects of our current and previous fiscal demise. The original party was against it. They are now by policy and action the chief supporters of it and the uncontrolled government expansion into every facet of our lives. All you have to do is pay attention to the legislation they have passed and the regulatory choke hold they have on us.

They have controlled our government 76.4% of the time and during that period the government has expanded by adding just since 1964 1500+ agencies. YES as of today there are 1909 government agencies compared to approx. 400 before the Socialist Marxist infiltration of our government by the Democrats. ( I looked for the exact amount but it is beyond my reach requiring federal approval to download the archived documents which they will never release to me). To what purpose would such massive government oversight serve? What Else!

They are responsible for the last 46 years of this countries fall, delivering us into the hands of this Marxist Socialist dictatorship we are now ruled by. When 2/3’s of our elected officials ignore the will of the people, it is no longer a representative form of government but an Autocracy a form of tyranny. 

And now we stand on the precipice of history and we show that the majority of Americans are pushing back against their plans, they are going to fight or destroy this country before they give it up. They are clawing for their very existence with only one thing in mind: Take control of this country at all costs! Why else would they refuse to pass a budget in 818 days, insist on taxes in the middle of a recession and yes we have not left it never did. The lies about our economy from the government now showing GDP numbers of .04 and 1.5% will once there is real accountability restored be shown as what they really are : NEGATIVE!

And that is part of why they are going to take this far past every previous attempt to socialize this country, they have lied and invested in those lies their entire future as a party and its entire support mechanisms such as the unions and the main sewer media et.al. The NWO, the Bilderberger Society, the George Soros’ etc. have never before infiltrated this deep into our government through their political manipulations.

They will not give it up easy or without a fight and destroying our free market economic system is the first step, by creating inflation through devaluing our currency. It goes all the way back to removing us from the gold standard in the early 1970’s when our $$$ were backed by the value of gold, if that were in place today the value of our money would correlate to its percentage weight of gold’s current value above $1600. think of the purchasing power and the removal of inflationary dollar devaluing. Just the last 2 quantative easing’s by the Fed. have cost us over 20% of our dollars value causing fuel and food costs to skyrocket, with fuel up 135% since Obama took office alone and since the Democrats ran everything from 2007 till 2011 real inflation (not the BS they feed us) is 55% when you count food, fuel, and the other necessities they conveniently leave out of the equation. If you factor in the gold valuing, our dollar has lost potential purchasing power growth of over 1300% as a direct result of the Democrat party and its legislation.  

For what gain you may ask , when it is 1960’s Soviet Union where everyone waits in lines miles long for the necessities and only the Socialist Ruling Class Elites have access to the luxuries in life you will be too concerned with survival then revolution. It took the live of millions of Russian Patriots to win back just a little freedom and gain a small step towards autonomy. They are now where this government and their real masters intend for us to be before it is all over. And their hand is being played right in front of you and you suffer more every day. 

They sell our children, grandchildren and their legacy into fiscal bondage they cannot repay so when default comes and it will if they are not stopped now, they finish the job. Their latest attacks on the Tea Parties and their representation is proof positive that they will not tolerate the truth in any form and dissent will be vilified: Imprisonment soon to follow?

It is time to rise up in Freedom before it is too late: Impeach them all NOW!

In Freedom,

Dr. Keith C. Westbrook Ph.D.

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Obamascare: The Truth vs. the liberal leftist lies!

Medicare has been privatized for years and you never knew it!

Did You?

Well I think by now we have all seen this video of Rep. Paul Ryan pushing Grandma off the cliff:

Now if you are so stupid that you actually believe this blatant lie STOP reading this blog because you are definitely too stupid to understand what I am about to explain and verify.

Medicare is privatized healthcare!

The contract with every deemed provider has been, and if Obamacare is stopped now, it will continue to be privatized healthcare. Every single doctor, hospital, clinic and medical Medicare deemed provider is not a government employee, they are private contractors who accept the terms and conditions for Medicare re-imbursement. The CBO writes, “Under current law [which means under Obamacare] constraints on payment rates for providers of Medicare services may result in diminished access to care and lower-quality services, although the extent of such changes is very difficult to predict.  In addition, rising taxes (under the extended baseline scenario) and surging federal debt (under the alternative fiscal scenario) might accentuate concerns about the budgetary situation and thereby lead policymakers to reduce Medicare benefits.”

Now even more of the facts, for all who are enrolled in Medicare and have part D  prescription drug coverage with a Medicare supplement guess what? You have privatized healthcare with your Medicare health care.  Who do you think is paying what Medicare doesn’t cover like your walk-in fees under Part A and the Part B deductible and 20% and the 75% of the cost of your prescription drugs that Medicare doesn’t cover? Why those same evil private insurance companies that issued your plan. The same insurance companies that the people who created the above video, are accusing “would kill granny and have children with birth defects dying in the streets from lack of care because those big evil insurance companies won’t cover them”if Medicare is privatized. Funny I searched for 3 1/2 weeks and could not find a single lawsuit against a Medicare Supplement provider just 1.7 million hits for lawsuits against Medicare.( addressed further in this blog) The federal guidelines that govern the plans is so heavily regulated that even the Summary of Benefits booklets are designed by the Centers for Medicare and Medicaid Services. (CMS)

And of course lets not forget about Medicare Advantage (Medicare Part C) which has proven to be such an effective and successful privatized alternative to traditional Medicare that the first thing they did with Obamacare was to defund it. They claim it was to save $500 billion but the facts again will tell the real truth.  The first thing is that in just 5 years 27.4% of Medicare eligible beneficiaries have enrolled into them. Second is that they must by federal regulation meet or exceed the level of care that Medicare would provide.  Third unlike Medicare which has an historical claims payment system that is eaten alive by fraud and averages over 6 months to settle provider claims, the insurance companies licensed to market Medicare Advantage plans must settle their provider claims within 30 days and are allowed an additional 15 days to settle a disputed claim.  Speaking of fraud lets just look at a recent CBS investigative report  which they put the number at $60 billion a year, which is conservative by some accounts but to keep the leftist libtard head from exploding we’ll use their propaganda flagship numbers. Now lets look at Medicare Advantage according to the HHS  in 2010 they made improper payments according to Medicare guidelines of $13.6 billion and in the report they do not indicate any fraud was detected and improper payments were corrected.                                                                                                                 Let me see that adds up to NOTHING, NO FRAUD, who could have thought that by allowing medical claims paying professionals with combined hundreds of years of experience and verified methodology, would be effective at their jobs! Of course if your track record is that of the U.S. govt. bureaucrat the most incompetent of all sentient life forms (I am being generous with them being sentient) any comparative competency analysis is unjust in their opinion. Of course their track record is stellar with their other success’ such as Amtrak, U.S.Post Office, Social Security trust fund etc..

And lets not forget how if the evil insurance companies take over you will never get care because they will deny every life saving procedure you need. (I’m welling up with tears over the horror!)

A chart showing the major carriers and how Medicare compared to them in the study follows:

DenialsByInsurer2008

Well, well.

The Medicare denial rate found in the study was, on a weighted average basis, roughly 1.7 times that of all of the private carriers combined (99,025 divided by 2,447,216 is 4.05%; 6.85% divided by 4.05% =1.69). You would think Medicare’s sheer size might enable it to have smoother procedures with its providers that would enable it to turn down a lower percentage of claims. But no, this is the government we’re talking about. So who’s the most “heartless” now? And why should Americans accept the idea of gradually being forced into a government-run system when, based on documented government experience, they will be more likely to see their claims denied? And I didn’t even get to the idea of refusals to treat in the first place, something that is present to some degree in virtually every state-run system, but is currently against the law in hospital emergency rooms in the U.S.

Read more: http://newsbusters.org/blogs/tom-blumer/2009/10/06/deny-guess-who-has-highest-medical-claim-rejection-rate#ixzz1Oce9thHO

Thanks to Tom Blumer and the folks at Newsbusters for allowing the reprinting of that article from October 2009.

Also recently in the real news if you were paying attention is the number of lawsuits that Medicare is facing for denying treatment and refusing to pay certain claims is exploding, the system for appealing a denied claim can cause even the most ardent bureaucrat to take his own life. At the very left leaning liberal senior website http://www.seniorcorps.org/ which is part of moveon.org and the Soros funded socialist agenda their webpage states the following:                                                                                                                                    Many seniors are having trouble with their Medicare coverage. This is a disturbing trend. A Medicare denial is when Medicare refuses to pay for a certain treatment or medication. A Medicare denial can cause financial stress on a senior citizen. However, there are ways that these seniors can get Medicare to cover all of their treatments.

Working Through the Medicare Appeals Process

There a few ways for people to go back and make more appeals to Medicare. In these situations, people are expected to fill out re-determination forms. These can be found by visiting Medicare’s website within one hundred and twenty days after receiving a letter of denial. Before filing these forms, people need to get documents from their doctors. The right documents can provide strong support for the appeal of the Medicare denial. A doctor can also write a letter to the Medicare people. This will really help to appeal the Medicare denial.

Reasons for Denial

There are many reasons for receiving a Medicare denial. Sometimes, Medicare does not think the treatment is enough to substantially improve the person’s health condition. This is the biggest issue that needs to be proved to Medicare in order to overcome the Medicare denial.

Keep Trying

People should not give up on their Medicare claims. These claims have substantial potential to improve the overall health conditions of people who really need those improvements. It is important that a person does not get down when they receive a Medicare denial. A person can appeal a claim a total of four more times after getting a Medicare denial. Why not keep trying? With some work, a Medicare denial can be easily overcome.

As you can see it takes Medicare 120 days on average to START the appeals process for a denied claim!  And it can be denied 5 times in total, by the time this is settled who is the real threat to Granny and the kids? Who’s really pushing Granny off the cliff and throwing the special needs kids in the streets?

Hey are you getting it yet?                                                                                                Here let me help, they are called the liberal ruling class elites aka. the Democrat party!

Now I can see how this can become very confusing for the average double digit leftist libtard trying to demonize the Ryan budget plans for Medicare, so lets have Rep. Paul Ryan explain it to you himself without their lies and deceptions:

So no one including yours truly who is smack in the middle of this boomer generation is going to have their Medicare messed with.  You are being manipulated by the most consummate group of liars and con men in the history of man: the Democrat party. They have for over 100 years been the face in front of the socialist ruling class elite’s that have played the average American “like a harp from hell”!

You’ve been suckered fool and you keep going back for more which makes you a damn fool!

You have been indoctrinated by their ‘”education system” and you sit there in your BARCO lounger lapping up the mindless drivel they call main stream media, further polluting that cluttered little gerbil wheel you call a mind with more of their pabulum. You put a higher priority on knowing who won dancing with the stars or some other mindless garbage they call reality TV than living the reality of life and fighting for the freedoms that made this country the greatest on earth!

“Tell a lie long enough and it becomes the truth”    Vladimir Lenin

In freedom to all who cherish it,

Dr. Keith C. Westbrook Ph.D.

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Happy 65th Birthday Boomer! Now What?

Welcome to the Medicare healthcare system. Good Luck!

I have written several times on this subject because it is very important for the 78 million boomers that I am one of, hitting Medicare for the next 18 years, to know what it is, what it isn’t and how to understand what it does and does not cover and what the costs of coverage are.

First Medicare is MAJOR MEDICAL coverage with a part A Hospitalization deductible and shared costs, part B Calendar Year Deductible (CYD) with NO Maximum Out of Pocket(MOOP) that only pays 80% of the Part B bill.

It is comprised of 4 PARTS (A B C D)

Part A: Hospitalization, this is the facility actual charges for the room and non physician services.

Part B: Doctor’s services and immunizations administered by a healthcare professional.

Part C: Medicare Advantage, private insurance plans that combine A,B&D into one plan that has no Calendar Year Deductible(CYD) and a Maximum Out of Pocket (MOOP) that protects the beneficiary from catastrophic costs by limiting their medical expenses to the maximum stated amount. The plans do have shared costs in the form of stated co-payments for services. ($10 primary care DR. visits etc.)

Part D: Prescription Drugs: This is also a private insurance plan that covers the costs of drugs, it generally pays for 75% of the drug and the beneficiary pays 25% in the form of stated co-pays for the drugs. The Centers for Medicare and Medicaid Services (CMS) creates the master list of drugs (formulary) including what tier a drug is assigned to, the designation of shared cost based on the drugs’ status Tier 1 generic, Tier2 preferred brand,  Tier 3 non-preferred brand and Tier 4 specialty, and the amounts that a beneficiary should pay based on plan design which they also create.

There are more moving parts to Medicare than I have room for in a single blog and you have the time to, or desire to, read in one sitting but it is IMPERATIVE to have information resources and start your planning early. The costs of care can do to your retirement account in one day what the stock market did to it in 3 recessions. Just 1 catastrophic health care incident like a heart attack followed by open heart surgery and post operative care and rehabilitation can cost upwards of $75,000.00 today. With Medicare ONLY you would be facing approx. a bill for $16037.60 , OUCH! 

A few “health incidents” of this nature or worse such as long term cancer treatments or stroke’s can wipe you out financially.

I am enclosing several links to help you find “qualified” easy to understand information sources that will help you learn and understand what and how Medicare works. The first is the CMS website FAQ page: http://www.cms.gov/home/tools.asp also here is the 2011 Medicare Handbook: 2011 Medicare and You handbook.pdf and 2011 Choosing a MedigapPolicy.pdf

The next is the new website from United Health called Medicare Made Clear: Medicare made Clear Website- It is an excellent website for us youngsters to do interactive research with timely information with multiple information formats including video to make learning as comfortable as possible.

If you are looking for information immediately here are several versions of the 2011 Medicare made Clear: 2011 Medicare Made Clear.pdf (slide presentation) and Medicare Made Clear Answer Guide and Medicare Made Clear Show Me Guide all of these reference resources is a great way to learn what YOU NEED TO LEARN about Medicare.

Also work with a Professional health insurance broker that is an AHIP certified licensed marketer of multiple plans. It is important to find competent certified professional help, the wrong decision today can cost you dearly tomorrow.

Did you know that if you delay or do not enroll in a Part D plan you will be penalized for it?

Do you know that if you are still working or receiving benefits from a former employer such as a state or getting union health benefits and they meet the Medicare definition of “Creditable Coverage” you can delay or opt out of not only Part D but also Part B enrollment or delay enrollment until it is more cost effective(if ever)(check the costs every year) . If you or your spouse worked more than 40 quarters and paid FICA tax you will automatically be enrolled into part A. You will also be enrolled into Part B coverage but you can call Social Security and choose to delay Part B  and provide the requested documents to them proving you have the accepted coverage (as good as if not better than Medicare).

Another consideration that is very crucial is your health, most all new Medicare Beneficiaries are relatively in good health in comparison to your later years, unless you have already experienced some form of catastrophic medical incident, you will spend more money on your health the last 5 years of your life than all the previous years combined. Choosing the wrong plan today can really affect your choices in the future, you need to plan wisely today, tomorrow and every year during the Annual Election Period, it is not like your old health insurance you can just drop if you are not happy with it.

Do not wait until the last minute and DO NOT take this planning lightly, it is not just you who will suffer from poor planning, but everyone that count’s on you!

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The Leftists Economic Ideology: Illegal Seizure of Wealth

What’s your is mine and mine is mine!

The useful idiots and the government educated have forgotten or flat out refuse to recognize their role in their own economic destruction. How many times in the course of just recent history have they been the unwitting pawns of the socialist/communist ideologue ruling class elite wannabe’s who have manipulated them “like a harp from hell” to paraphrase. The ruling class elite’s have done their best to obscure the facts on their core belief systems flaws, but anyone who has a modicum of intellect and the willingness to remove the blinders can see the TRUTH!

THEY ARE ONLY IN IT FOR THE MONEY!

Throughout the history of the “OLD WORLD”  there has always been a hierarchical or monarchial form of governing not government. The populace was ruled by a single leader that either accepted the council of an elite group usually of elders who were considered wise because they managed to survive into their 30’s, or a council chosen by the ruler to assist him with usually waging war to acquire wealth. This was and still is the predominate form of rule of law for 10,000 plus years. The “communist” and “socialist” countries despite their propaganda to the contrary have a singular “party head” who’s last word is final. The list of these “leaders” of the people is also the history of the greatest mass murderers in this planets history:

Communist leaders such as Joseph Stalin, Kim Il Sung, Mao Tse-tung, Ho Chi Minh and Pol Pot—should be the centerpiece of any net assessment of communism.

Socialist leaders such as Benito Mussolini, Adolf Hitler, Fidel Castro,Vladimir Lenin and Francisco Franco these are also the central cast when judging socialism.

What they all have in common is a middle to upper middle class upbringings and all of them had opportunities that the classes of people that they “so strongly represented” never had. Everyone of them was also a student of history and of the earliest forms of socialism dating all the way back to 18th. century France.

Modern socialism originated from an 18th-century intellectual and working class political movement that criticized the effects of industrialization and private property on society. Utopian socialists such as Robert Owen (1771–1858), tried to found self-sustaining communes by secession from a capitalist society. Henri de Saint Simon (1760–1825), who coined the term socialism, advocated technocracy and industrial planning. Saint-Simon, Friedrich Engels and Karl Marx advocated the creation of a society that allows for the widespread application of modern technology to rationalize economic activity by eliminating the anarchy of capitalist production that results in instability and cyclical crises of overproduction.

Every single communist/socialist leader above used severely recessed or depressed economies and the poorest of those countries citizens to create their army of dissidents and fostered hatred towards those that had more, despite how that gain was achieved. And while they spoke of great economic gains and a level playing field for all but the evil producers, every single country suffered even worse economic conditions under communist/socialist rule. The only countries to stave off this condition for extreme lengths of years were the ones that took from other countries and started world wars in the process. In the 1950’ and 60’s in Soviet Union people stood in lines for 8-10 hours just for 3 day old bread. And as the populace suffered they became the new ruling class that engorged themselves with the wealth they had stolen from all the evil producers that created the wealth they now suckled.

The modern day socialist/communist ruling class elites have been using the “useful idiots” they have created for many years now to stoke the fires of discontent, class envy and hatred for the producers who in large part are the backbone of the economic success that free market economies that they the “useful idiots” themselves have benefitted by. In the recent uprisings that these elites have been fostering in many countries, they have stirred the pot of discontent by using the have-not’s vs. the haves as the breaking point to create social unrest and riots to force political change and open the door for their opportunity to take over and rule. The riots throughout the Middle East, North Africa and even here in the United States is not altruistic on their part it is for the sole purpose of establishing one thing, THEIR CONTROL over the populace and the acquisition and control over that countries wealth. One of the first acts committed in the recent Egyptian riots was the theft and vandalism at their museums and homes of wealthy, stealing and or destroying thousands of years of their own history as well as the theft of public and private wealth. Whenever riots have occurred one of the first acts committed here has been the looting of local business’, stealing and destroying the property from one of their own neighbors or a producer who has brought economic opportunity to the community.

Hitler stole massive amounts of wealth from all over Europe on his socialist rampage, Mussolini looted Italy’s entire banking system and bankrupted the country on his mega-maniacal tirade of fascism, Stalin wiped out over 10 million producers (mostly Jews) and confiscated their entire wealth to support his personal agenda of genocide on his own people. Not a single member of any ruling class, politburo, ruling council, in any communist or socialist party in any current country that has or had a communist or socialist form of government is forced to live at the standard of living that they enforce on their people. Why do you think that is, and why do you think they were in it for the “people”?

They are in it for the power to control you, and they can best control you when they control your wealth and your health.

I believe it was Lenin himself who introduced to Russia the famous phrase “who, whom?”– during the early years of Soviet rule the byword in which the people summed up the universal problem of a socialist society. Who plans whom, who directs and dominates whom, who assigns to other people their station in life, and who is to have his due allotted by others? These become necessarily the central issues to be decided solely by the supreme power.

And now we are facing the same exact conditions that have created the social unrest and economic distress that sparked the violent revolutions that led to the formation of the aforementioned socialist/communist parties are being created here by the usurper and the leftist ruling class elites in this country. Make no mistake it is here and here now and only the elites will gain if it is successful. The GM’s & GE’s, the Soros’, the Unions, the propaganda media, the ideologues who have invested in their agenda. They have created an army of thugs through years of indoctrination through government schools, unions and the freeloader class they created with their programs. They have vilified anyone that created or achieved in any endeavor that does not aspire to socialist rule or believes in themselves and the opportunities that free market economics creates. They spew their bile of hateful rhetoric and duplicitous lies and propagate it with the fertilizer of a propaganda machine in the guise of “free and open press” that is anything but honest, objective, factual, truthful, or representative of the facts. And when they unleash this thug army it will be with the sole purpose of creating total social and economic destruction of all who are identified as earners or achievers as enemies of the state.  They are planning on seizing in the process all private wealth in every single non-government run pension, bank account and business. They have already shown their hands on many occasions.

 

This will all be done for the “betterment of the working class” and to support the “hard working” unions that are ready to default or are in default because of their fiscal malfeasance and theft by their own elected officials. It is also because our elected officials have stolen every single cent from the Social Security trust funds to create and support the moocher class they now rely on for their staying in office and their thug army that is now being trained and readied for street warfare

 

 

 

It is coming and if the winds of change threaten them even a little more than it already has with the formation of the TEA parties, they will use this crisis to suspend Constitutional rule of law and take over this country, they will suspend all elections and all government functions that could threaten their grand plan for the OUTRIGHT DESTRUCTION OF OUR WAY OF LIFE! The pushback from their thug army is already showing its ugly disdain for this country and all it represents:

 

 

 

 

This is just the tip of the iceberg, the left is only interested in their agenda and we the American people who truly believe in the American Dream for ourselves and our posterity are now their enemy, as they have declared it to be. So the rules of engagement are now identified and they have shown once again that their only concern is what someone will do for them or give to them so they don’t have to live with the knowledge that they are a waste of resources with no redeemable qualities and are not deserving of being American or living in this the greatest of all countries on earth!

SO IF YOU PATHETIC, ANTI-AMERICAN, UN-PRODUCTIVE LAZY SON’S OF BITCHES ARE SO UNHAPPY GET THE HELL OUT! YOUR OBVIOUS PATRIOTISM SHOULD NOT HINDER YOUR DESIRE TO GO LIVE IN ANY OF THE SOCIALIST/COMMUNIST COUNTRY’S LIKE CUBA THAT WILL DO FOR YOU WHAT YOU ARE TOO LAZY OR STUPID TO DO FOR YOUSELVES: PROVE YOUR LOSERS!

IT IS TIME TO CULL THE HERD!

In Freedom,

Dr. Keith C. Westbrook Ph.D.

ps.

The sooner the better!

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Obamacare is Socialism : PERIOD!

In the past several weeks the dirty secrets and fiscal malfeasance the socialist ruling class elite’s (that we call our elected officials) used creating this legislation is being exposed to the light of truth. The lie upon lie and the 2700 + pages used to obfuscate the facts of this legislation are being dissected and analyzed at the microscopic level and the analysis is clear. Socialized Medicine! The legislators that created this mess are being exposed more and more for the real hidden agenda behind the public presentation given by this fascist socialist occupying our highest office and his corrupt cronies who wrote this bill.

Here is one of the many arrogant socialist elite’s admitting it: John Conyers D Mi.14th District.

And for the learning impaired also known as the liberal elitist more proof from your savior that it was always meant to be socialized medicine:

  

And the left wings anti-business views of the evil insurance companies that are being used to support Obamacare and its end game stated above:

 

And the lies about it being passed to fix the current system, in the following video the CEO of IBM, Samuel J. Palmisano, a member of Obama’s job and economic recovery advisory board offered Obama software that would fix Medicare’s billing and fraud and he turned it down, TWICE!

 

I could fill this blog with thousands of video links showing the supporters of Obamacare admitting to this desired end result. Just type socialized medicine into YouTube and there are 2390 videos, socialized healthcare 3070. One search on Google created over 477,000 hits for videos on both sides of the argument. And this has always been the intent and purpose of this legislation, its creators and it chief spokesperson. If not why hide the funding for it in 2700 + pages, that took teams of government economists(The Congressional Research Service) 11 months to break out and identify:    

http://www.haponline.org/downloads/CRS_Appropriations_and_Fund_Transfers_in_the_PPACA_10142010.pdf

Every single grant and expenditure is meant to further the “government aspect of health” such as Medicare, Medicaid, Chip, and create several new programs like Independent Payment Advisory Board, School-based health centers, Community Health Center Fund (CHCF), Health Care Fraud and Abuse Control (HCFAC) Account, Health center construction and renovation,Community-based care transitions programs, Family-to-family health information centers, Prevention and Public Health Fund (PPHF), Maternal, infant, and early childhood home visitation programs, State Aging and Disability Resource Centers (ADRCs), Pregnancy assistance grants, to name just a few, all of the funding is broken down in the attached file link above.

This is blatantly obvious that all of this funding is doing one thing, creating greater governmental control over healthcare services and punishing private enterprise, including medical providers. The grants programs in the funding bill are all for establishing mid-level care such as midwife and nursing outreach NOT doctors! All of the punitive aspects of the funding go directly to punishing evil doers such as doctors and the evil insurance companies.

Rep. Michele Bachmann (R-MN) has been beating the drum to raise awareness of this unprecedented level of advance spending. But the liberal media has been attacking her for calling it “hidden” funding. In reality, Rep. Bachmann said that “practically no Member of Congress even knew that $105 billion of funding was” in the bill. FactCheck says that this funding was known to “those who read the bill … including members of Congress.” But does FactCheck really believe that any member of Congress read all 2,700 pages of the bill? Do they have any evidence at all that any member of Congress knew about the $105 billion figure before CRS published their report this February?

But more importantly, in their attempted take down of Rep. Bachmann, PolitiFact, FactCheck, and The Washington Post Fact Checker all confirm her underlying charge: the $105 billion exists. Politifact writes: “We added up the spending Bachmann was referring to and got $104 billion — very close to her number.”

And a note to The Washington Post Fact Checker: Former Congressman Ernest Istook served in the House of Representatives, not the Senate.

And the lefts best effort to refute the facts and embarrass Bachmann:

So all of you pseudo-intellectual libs’ lets again review the definition of socialism shall we: Socialism

[soh-shuh-liz-uhm] Show IPA

–noun

1. a theory or system of social organization that advocates the vesting of the ownership and control of the means of production and distribution, of capital, land, etc., in the community as a whole.

2. procedure or practice in accordance with this theory.

3. (in Marxist theory) the stage following capitalism in the transition of a society to communism, characterized by the imperfect implementation of collectivist principles.

The first things being instituted and funded in PPACA aka. Obmacare are all levels of community organized socialist based programs or fiscal restraints on the free market mechanics of health care. What does it take for these truths to become self-evident as are our God given rights as defined in the Pre-amble to the Constitution. The left has been under the Leninist mindset that if you tell a lie often enough it becomes the truth, that is the underlying principle of effective propaganda. Great idea for its time but in this age of immediate information and access to all but the intentionally obfuscated it is blatantly obvious when we are lied to. And unlike many other countries in this”civilized” world that have accepted their socialism based on a longer feudal monarchy past, We are a Republic made up of all of their ancestors who said “ENOUGH” to that form of government and came here. You know like those guys responsible for the aforementioned document and its older brother the Declaration of Independence.

“We hold these truths to be self-evident” is a profound statement saying we no longer accept any interpretation of the truth but the truth itself, that is supported and documented by the facts.
And every fact points to the inescapable truth that we, now and since this law was passed and signed, are living under socialist rule of law with a fascist ruler. The same type of government that Italy and later Germany had before the beginning of WW2.

And if you do not think they are then I’ll give just one out of many examples, NO where in the Constitution does it say that the President has the power of office to ignore the judicial finding’s of a sitting federal court judge. And they have ignored multiple courts and thumbed their noses at 2 of the 3 levels of our representative government by ignoring any branch that does not hold hands with them in their march step to socialism. Barack Hussein Obama is guilty of treason for violation of the oath of office to uphold and defend the Constitution. Instead he subverts it!

I have been exposing all of this in this blog since 03/2009 I have told you what was coming and why, I am not prescient, clairvoyant or psychic, but then I really did not need to be. I could hear what they were saying, read what they were writing and research what they were proclaiming and then do the math! Now if you would like to see how this has come to fruition, below are just some of my blogs taking you down their primrose path to a life of government subservience under a fascist dictator.

http://drputts.blogspot.com/2009/04/changes-that-are-coming-our-way.html

http://drputts.blogspot.com/2009/05/slippery-slope.html

http://drputts.blogspot.com/2009/06/what-did-i-tell-you.html

http://drputts.blogspot.com/2009/07/why-obama-must-have-single-payer-system.html

http://drputts.blogspot.com/2009/08/how-to-financially-plan-for-obamas.html

http://drputts.blogspot.com/2009/09/destruction-of-us-dollar.html

http://drputts.blogspot.com/2009/10/health-insurance-reform-from.html

http://drputts.blogspot.com/2009/11/why-ama-and-aarp-support-socialist.html

http://drputts.blogspot.com/2009/12/obamanation-care-just-keeps-getting.html

http://drputts.blogspot.com/2010/03/top-governemnt-lies-about-health.html

http://drputts.blogspot.com/2010/04/top-government-lies-about-health-care.html

http://drputts.blogspot.com/2010/05/top-governemnt-lies-about-health-care.html

http://drputts.blogspot.com/2010/06/with-obamacare-america-is-now-fascist.html

http://drputts.blogspot.com/2010/07/fascist-reach-of-obamacare.html

And for the liberal elites with the over-inflated ego’s and negatively proportioned IQ’s, your argument has now been put to the light of truth and shows how you and your masters are the single greatest threat to my country, the greatest country on Earth and you will be treated accordingly!

In Liberty,

Dr. Keith C. Westbrook Ph.D.

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